The one class in high school I really, really wish they had taught back in the olden days was that of personal finance. Honestly, it has taken me literally years to figure out how to manage and juggle. Actually, I’m always learning.

Fortunately, I was able to impart what little I did know to my kids, and they’ve been much better about it than I was at their age — or even my age. I don’t know if times are any tougher now then they were then (because they were pretty damned hard then) but I do know having a good handle on your money and where it goes can go a long way to alleviating a lot of stress along the way.

To this day, I have a hard time splurging. To me, splurging means spending $20 at the dollar store, or buying a brand new book. Maybe lunch out at a Chinese buffet.

One thing I’ve learned over the years, and it really is the little things in life that mean the most. A baby’s giggle, a hug from my mom, a friendly email. Finding myself capable of changing out a toilet seat (yes, that would be a “splurge”, heh) or a kiss from The Man. How about a beautiful day, or a bubble bath?

I have to remind myself that financial stress may be a constant, but there’s a lot more to life than money.

Although, I wouldn’t mind some extra coming my way — money, not stress. In the meantime, I’ll mitigate the stress with the love of friends, family, and the occasional trip to the dollar store.

Maybe a bubble bath.