Is anyone as confused as I am over this whole thing?
I understand that it's a complicated subject, but I get the feeling that politicians and the health industry is making it as difficult as possible, and I'm sure they have a reason. I'm equally sure that reason is for their own nefarious purposes that have nothing to do with the benefit of their constituents or patients. Call me cynical, but that's what I believe.
It seems that whether you're looking for a public option, an affordable plan through your employer, or something you can pick up on your own, you might as well be searching for the holy grail. What bothers me is the people who currently have insurance, and seem to be sanctimonious about it. "Well, I have health insurance, why should I worry about someone else's? I work hard " (implying that people without insurance are just lazy slobs) "so if you work hard, you'd have it too." Or another one of my favorites, "I don't want to pay for someone else's benefits. I want to decide where my tax dollars go."
This cracks me up. What a fairy tale, to think you have any control whatsoever where your tax dollars go. But the bigger point is, you're already paying for people who cannot! Think about it. Who do you think picks up the tab for unpaid medical bills? Medical providers write these off, and claim a tax benefit at the end of the fiscal year. Who's pocket does that empty? Yes, that would be yours. If it is not written off and it goes to litigation, it costs the providers money. How do they recoup their funds, you might ask. Through higher charges. Who's pocket does that empty? That would be yours. When an insurance company writes off charges to a provider and eats it, how do they recover the expense? Through higher premiums. Who's pocket does that empty? That would be yours. Don't be a dumbass.
So, voting for a public option isn't going to take your bone away from you. Stop yapping.
*Sigh* it's disheartening and disgusting, the state of medical coverage in this country. To be honest, it might just be cheaper to purchase a low cost life insurance no exam and plan the funeral. You know, a hefty bag out on the curb.
