July26
I’ve been looking at this health care debate for quite some months now. Actually, for years now.
See, I have a chronic illness. I was not always covered by insurance. I was when I was first diagnosed. Thank goodness that was “back in the day” when my father’s company covered me, before the existence of “pre-existing conditions” and HMOs and all such other things the health care “industry” (and make no mistake, it is an industry to separate us from our hard earned money) came up with in the guise of “lowing costs.”
But once I got out on my own, not so much. Ok, my first job in a factory actually covered me, that was still “back in the day.” Once I got married, I had to wait a year without seeing a doctor before they would pay for my medical care.
Guess what? Costs didn’t get lower. They’ve only gotten higher. Now, I wouldn’t be able to get coverage at all because of my pre-existing condition. Health care premiums have gotten higher. Do you know that people (who don’t have employer based health care because those premiums rose too high for them to pay) have been paying out their hard earned money for $600-$1000 month premiums with $10,000-$20,000 deductibles are actually getting turned down?
Now in all fairness, we can blame part of this on the doctors. They were shown the golden cow. My fellow goddess and I have seen how this works from the other side. Insurance companies used to pay for such expenditures and doctors took advantage. But now, the shoe is on the other foot. And doctors need those insurance companies to pay for what they deem are needed expenses. But when a child cries “Wolf!” who will believe him? Now health care has become a game of chicken, at the consumers’ expense.
When I worked as a nurse, insurance companies were already dictating care. I forgot that term, DRGs, I think. Insurance companies were already telling hospitals how long a patient could stay per a certain condition or procedure. Well, as a nurse, I’m here to tell you that while there are some constants in medical issues, it is still purely individual. After all, generalities sound nice, but they are just that, generalities. And a lot of people can’t be classified within those generalities.
What we ended up with was a snowball effect. Specialists were called in to diagnose a patient with something else so the patient could remain to get over his initial diagnoses/illness.
And let’s look at my fellow Goddess, Annetta. Guest what folks? She didn’t have insurance. Guess what that is going to cost her in the long run? That was fairly minor considering she didn’t have cancer. It’s still going to cost her for a long time.
I had a patient with Hepititis C. The doctor came in and told us, “Convince the parents to make him a no-code” Which means we wouldn’t do CPR or anything to save him. We’d just let him go. Do you know what the doctor’s reasoning for this was? He has no insurance that will pay for a transplant and the family doesn’t have the $200,000 that will afford him a transplant (that was 15 years ago, so you know a transplant cost more than that now.)
We had to convince a boy’s parents to let their son die because they couldn’t afford it. And yet we convince parents to send their boys to Iraq. What kind of irony is that? We send a boy with a wife and kids to Iraq so he can get health insurance?
Insurance companies should not tell doctors, nurses or the general public what services they can and can’t have based on their assessment. Most of the time, and believe me, my sister in law worked for such a place, those people have no medical background whatsoever. It’s just a bunch of people working for $10 an hour being told what to deny…which is usually everything.
I don’t care if I need apatrim, valium, barium, no insurance company needs to tell me or my doctor what I do or don’t need.
The argument is that we don’t need government in our health care, but honestly, I’ve had two government plans in my health care, and I haven’t had much problems with them.
Please, write your congressmen and tell them to get us a decent health care option. Not the MA bs where they promise low costs but actually haven’t delivered and then penalize folks for not being able to afford their high-cost alternatives.
And btw, your own congressmen enjoy a nice, government paid “socialize” health care benefit (which they have conveniently excluded government officials in their proposed plan.) Plus, they enjoy the added “campaign dollars” from your friendly health care lobbyists—I think that’s another debate completely.
This is not a bi-partisan issue; this is an American issue that is sucking us down. Who wants to be on the right side of history?